Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).
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How Will the Marx Decision by the Supreme Court Impact ARM?
26 February 2013
Governor Cuomo Wants Debt Collectors to Know it's Still Illegal to Collect Payday Loans
25 February 2013
Debt Collectors as Problem Solvers: It’s All About the Relationships
25 February 2013
Iowa Debt Collection Laws: Fields of Opportunity
25 February 2013
One Debt Collection Story, Two Takes from the Media
22 February 2013
Indiana Debt Collection Laws: Start Your Engines
22 February 2013
FDCPA Cases Filed Increase in January
21 February 2013
Illinois Debt Collection Laws: Breaking News - Chicago's New Debt Collection Ordinance
21 February 2013
Idaho Debt Collection Laws: The Gem State
20 February 2013
Collectors Fight Back: Seeking Sanctions in FDCPA Cases
19 February 2013
Hawaii Debt Collection Laws: The Islands of Aloha
19 February 2013
Update on M&A Activity in the ARM Industry
19 February 2013
Georgia Debt Collection Laws: Georgia on My Mind
18 February 2013
Florida Debt Collection Laws: Discover Your Own Back Yard
15 February 2013
The New Normal in Debt Buying: Waiting Around
15 February 2013
Next Generation Collection Agency Monarch Recovery Management Incorporating Experian's FirstSweep Collections Filtering Product
15 February 2013
ACA International Launches Compliance Checklist Based On CFPB Exam Procedures
15 February 2013
FTC Touts Actions Against Debt Collectors in Letter to CFPB
14 February 2013
District of Columbia Debt Collection Laws: Influenced by the Laws in Maryland
14 February 2013
Speech Analytics Can Improve Collection Results and Reduce Compliance Risk
13 February 2013
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