A credit card receivable is money owed to a bank or issuer on the outstanding balance in a credit card account. Because the borrower is contractually obligated to pay the balance, the creditor expects this amount to be repaid. If a borrower does not repay the balance, it is often charged off as a loss. Since credit card usage is so widespread, and account balances can soar quite high, credit card receivables form the backbone of many financial services functions, such as asset-backed securities, debt collection, and debt buying.
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Credit Card Delinquency Rates Fall in First Quarter: TransUnion
17 May 2010
Experian Ranks Top 20 Major U.S. Metropolitan Areas by Average Debt Per Consumer
14 May 2010
Market Trends Continue Unfolding in the Credit Card Sector
14 May 2010
$123 billion in 19 Months: Credit Card Debt's Amazing Plummet
11 May 2010
Federal Regulatory Reform Hits ARM Industry on Three Fronts
10 May 2010
S&P and Experian Team Up to Launch Consumer Credit Default Indices
4 May 2010
Fitch: U.S. Credit Card Delinquencies Fall to Six-Month Lows
3 May 2010
Executive Change: Charge Card Systems Adds ARM Industry Veteran Mike Martell
30 April 2010
TSYS Signs Agreement with Alaska Option
29 April 2010
Veda Advantage: Australian Consumer Credit Demand Down, Mortgages Down 15%
28 April 2010
Payment Data Systems Closes 2009 with Positive Changes
15 April 2010
New Adeptra Analytics to Enable Banks and Card Issuers to Link Data
8 April 2010
Credit Card Debt Plummets in February After a Revised Gain in January
8 April 2010
Credit Card Late Payments Drop in Q4 Along with Other Loans
7 April 2010
Former Discover Card Veteran Leads Innovative ARM Consulting Firm
5 April 2010
PCI Compliance and Data Security Requires Private Key Management
1 April 2010
Credit Card Pitchman Permanently Banned from Telemarketing
30 March 2010
Dave & Buster's Settles FTC Charges it Failed to Protect Consumers' Information
26 March 2010
Discover Financial Services Announces Actions to Further Enhance Loan Loss Reserve
12 March 2010
CARD Act Could Negatively Impact Creditworthy Consumer Credit Scores
12 March 2010