A credit card receivable is money owed to a bank or issuer on the outstanding balance in a credit card account. Because the borrower is contractually obligated to pay the balance, the creditor expects this amount to be repaid. If a borrower does not repay the balance, it is often charged off as a loss. Since credit card usage is so widespread, and account balances can soar quite high, credit card receivables form the backbone of many financial services functions, such as asset-backed securities, debt collection, and debt buying.
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Consumer Credit Card Debt Increases by Double Digits in Nearly Every Region in Second Half of 2009
13 January 2010
Consumers to Benefit from Fed?s Sweeping New Credit Card Rules
13 January 2010
Movement Underway to Shift Money from Large Banks to Community Banks
13 January 2010
U.S. Consumer Credit Declines at Record Pace in November
11 January 2010
First Annual FICO Decision Management Awards Presented to Bank of Communications, Highmark and Lloyds Banking Group
8 January 2010
Early Developments Could Keep Debt Markets Depressed in 2010
5 January 2010
RMS Recertified for 3rd Year with both VISA and MASTERCARD for PCI Compliance
18 December 2009
Discover Reports Decline in Earnings, Increase in Charge-Offs for Q4
18 December 2009
Settlement Reached with Bank of America in Case Accusing Credit Card Companies of Colluding on Arbitration Terms
16 December 2009
Peregrin Services(TM) Announces Multiple Service Options for Its CARD Act Credit Counseling Line
15 December 2009
Consumer Credit Contraction to Impact ARM Industry Over Time
11 December 2009
Consumers Rank Credit Card Bills Higher Priority Than Mortgage, Says Auriemma Consulting Group
10 December 2009
TransUnion: Improved Mortgage and Credit Card Delinquencies Expected by End of 2010
9 December 2009
FTC Sues to Stop Robocalls With Deceptive Credit Card Interest-Rate Reduction Claims
9 December 2009
CreditCards.com: Weekly Credit Card Rate Report
30 November 2009
TransUnion.com: Average Credit Card Delinquency Rates Continue to Fall in Third Quarter From Previous Decline in Second - Bucking Historical Trend
23 November 2009
CoreCard Software Supports a Variety of Financing Plans for Receivable Management
18 November 2009
TransUnion.com: Mortgage Loan Delinquency Rates on Course to Hit Record in 2009
18 November 2009
Synovate Mail Monitor Shows US Credit Card Situation Remains Grim
16 November 2009
Consumer Credit Card Debt Increases in October
11 November 2009