A credit card receivable is money owed to a bank or issuer on the outstanding balance in a credit card account. Because the borrower is contractually obligated to pay the balance, the creditor expects this amount to be repaid. If a borrower does not repay the balance, it is often charged off as a loss. Since credit card usage is so widespread, and account balances can soar quite high, credit card receivables form the backbone of many financial services functions, such as asset-backed securities, debt collection, and debt buying.
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Chargeoffs a Key Driver in Declining Credit Card Balances
23 September 2009
New Federal Laws Regulating Credit Card Companies Begin to Take Effect
21 September 2009
CreditCards.com: Weekly Credit Card Rate Report
18 September 2009
Newest Georgia Lending and Rate Index Shows Credit Unions Continue to Offer Consumers Savings in First Half of 2009
10 September 2009
Creditors Are Shifting Strategy: Soon, Less will be More
9 September 2009
Consumer Credit Contracts at Record Pace in July
9 September 2009
Encore Capital Group Settles Legal Dispute
9 September 2009
Consumer Credit Balances Shifting to Lower Quality Brackets
4 September 2009
Fitch Publishes Credit Card Movers & Shakers with July 2009 Performance
3 September 2009
Associated Bank Partners with Elan Financial Services for its Credit Card Program
3 September 2009
Payment Card Industry (PCI) Upgrades Cvent to Level 1 Compliance Status
3 September 2009
Debt Settlement Industry Proves Value to Creditors
2 September 2009
Credit Card Issuers Seeing Improvement
31 August 2009
U.S. Credit Card Chargeoffs
31 August 2009
Author Gives Away Book on Debt
31 August 2009
Recent Practices Show Some Promising Results for Credit Card Issuers
28 August 2009
Credit Card Chargeoffs and Delinquencies Contracting Over Summer
26 August 2009
Debt Management Getting Harder with New Bank Rules, Says DebtGuru.com
26 August 2009
New Credit Card Provisions Begin to Take Effect
25 August 2009
TransUnion.com: Average Credit Card Delinquency Rates Decrease in All 50 States and D.C. From Previous Quarter
25 August 2009