A credit card receivable is money owed to a bank or issuer on the outstanding balance in a credit card account. Because the borrower is contractually obligated to pay the balance, the creditor expects this amount to be repaid. If a borrower does not repay the balance, it is often charged off as a loss. Since credit card usage is so widespread, and account balances can soar quite high, credit card receivables form the backbone of many financial services functions, such as asset-backed securities, debt collection, and debt buying.
Filter by Location
Credit Card Payment Patterns Can Foretell Future Delinquencies on Other Loans
31 July 2013
Improving Delinquency Rates, Rising New Credit in First Part of 2013
26 July 2013
National Credit Default Rates Hit a Post-Recession Low in June
17 July 2013
Recent Developments Lay Groundwork for New Debt Sales Rules for Banks
16 July 2013
CFPB Panel 1: Info Available to Debt Collectors at Time of Assignment, Sale
6 June 2013
Multi-State Investigation Into Debt Collection Reportedly Underway
4 June 2013
Federal Regulators Widening Probe on Bank Debt Collection Practices
29 May 2013
Credit Card Delinquencies and Debt Open 2013 With Declines
22 May 2013
California Sues JPMorgan Chase Over Debt Collection Lawsuits
10 May 2013
Collection Affidavits Focus of Exposé of Debt Buying Practices
18 April 2013
National Enterprise Systems Earns Top Rating from Better Business Bureau
16 April 2013
CFPB Releases ALL the Consumer Complaint Data
29 March 2013
Mike Ginsberg: Is Recent Economic Improvement Enough to Boost the ARM Industry?
6 March 2013
Number of Americans with Third Party Debt Collection Account Hits All-Time High
5 March 2013
Credit Card Chargeoffs Rise in Q4 as Delinquencies Hit New Low: Fed
20 February 2013
National Enterprise Systems Launches New Corporate Website
13 February 2013
Consumer Credit Jumps in November; Cards Grow Slowly
9 January 2013
Credit Card Delinquencies Fall to Lowest Level Since 1994
3 January 2013
Mortgage Delinquency Rate to Stay High in 2013; Credit Card Delinquencies to Remain Low: TransUnion
12 December 2012
Credit Card Debt Grows in October, Along with Other Debt
10 December 2012