A credit grantor is any individual or business that extends credit to customers. The credit can be for other businesses or consumers and can come in many forms, such as closed-end loans (like auto loans, mortgages, and student loans), revolving loans (like credit cards or certain home equity loans), or a hybrid of the two. Some credit is backed by property or assets. In the U.S., the primary credit grantors are large commercial banks and credit unions. But credit is also extended by small businesses, governments, and other organizations.

See all Topics

KeyCorp Nearly Doubles Charge-Off Forecast

30 May 2008

The 5 E’s: A Creditor’s Guide to Managing Outside Collection Agencies

29 May 2008

Credit Card Spending Growth Continues Unabated As Do Charge-Offs and Delinquencies

28 May 2008

Chase, First Data to Split Paymentech

28 May 2008

A Customer in Bankruptcy

23 May 2008

JPMorgan Ranked First in ACH Originations for 2007

20 May 2008

Fiserv Introduces CheckFree PaymentView Payments Monitoring System

20 May 2008

NACHA Reports More Than 18 Billion ACH Payments in 2007

19 May 2008

New MicroBilt Subsidiary Optimizes Collections for Small-to-Medium Enterprises

19 May 2008

Bank of America, Wells Fargo Form Payment Processing Joint Venture

16 May 2008

Housing Lenders Forgot the Basics: PNC Chairman Rohr

16 May 2008

Steady Loan Numbers for Cap One in April

15 May 2008

Executive Change: Janet Estep Named NACHA'S Next CEO

14 May 2008

Chesapeake?s T-Recs Enterprise Offers All-in-One Financial Governance Solution

13 May 2008

Tighter Credit for Furniture Industry: Report

13 May 2008

Trump Loses Nearly $19 million and News on Other Financially Challenged U.S. Companies for May 13

13 May 2008

Spending Anxiety Pressures American Households

12 May 2008

MicroBilt's ''Smart Metro 2'' Provides Trade-Line Info to Consumer and Commercial Credit Bureaus

12 May 2008

Commerce Dept. Selects JPMorgan for Charge Cards

12 May 2008

HSBC?s Bad Loans Hurt US Income

12 May 2008