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A debt buyer is a firm that purchases debt from another company, usually a creditor or bank, at a deeply discounted rate. The debt purchaser then attempts to collect the debt through its own operations or through the use of a third-party debt collection agency. Some debt buyers may sell all or part of the debt to another party at a profit. Most debt buyers are small and privately held, though there is a handful of publicly traded debt buying companies. Recent changes in law and legal rulings have seen the debt buying industry regulated like collection agencies, or servicers of debt, rather than creditors, or owners of the debt. Debt buyers must adhere to the FDCPA.

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FDCPA and Other Consumer Lawsuit Statistics for September 16-30

18 October 2010

Paper Runs Interesting Defense of Debt Collectors

18 October 2010

Asset Acceptance Joins Thousands in the Community in the Fight Against Breast Cancer

15 October 2010

SquareTwo Financial a Platinum Sponsor of 2010 Family Financial Literacy Conference

14 October 2010

ARM Industry Leaders Count Military Charities Among Their Favorites

14 October 2010

PayPal Shuns Debt Collectors, Until Needed

13 October 2010

Debt Buyer Norfolk Financial Helps Support 'Banking On Our Future'

13 October 2010

Encore Capital Group to Announce Third Quarter 2010 Results on October 26

13 October 2010

Executive Change: Link Financial Group Appoints Lindsay Town as Non-Executive Director

12 October 2010

Executive Change: Jeffrey Sanborn to Portfolio Recovery Associates as Corporate Counsel

12 October 2010

Cabot Financial Gives Charity Telethon a Helping Hand

12 October 2010

Appeals Court Says FDCPA Cases Cannot Arise in Bankruptcy Claims

12 October 2010

Lowell Group Scoops Credit Excellence Award

7 October 2010

A Change Is Coming: Can ARM Industry Adapt and Embrace FDCPA Reform?

7 October 2010

Executive Change: SquareTwo Financial Names Chris Reigrut Chief Technology Officer

6 October 2010

Top Reasons Why ARM M&A is Looking Up

6 October 2010

Asset Acceptance Capital Corp. Announces the Closing of its Chicago Office

5 October 2010

So You Want To Sell Your Collection Agency? Prepare Today

4 October 2010

The Receivables Exchange Introduces Corporate Receivables Trading

4 October 2010

Q310 ARM M&A Activity Update ? Strategic and Financial Buyers Continue to Dominate the M&A Market

4 October 2010

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