The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.
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Maryland Attorney Faces 90-Day Suspension Over "Robo-Signing"
23 August 2013
When is a Lawyer or Law Firm "Regularly" Collecting Debts Under the FDCPA?
20 August 2013
Appeals Court Rules Against Collection Agency in FDCPA Litigation Case
19 August 2013
Getting it Almost Right Still Puts Collection Agencies on the Wrong Side of the FDCPA
15 August 2013
Charge of FDCPA Violation Dropped by Consumer Against Collection Law Firm
14 August 2013
California "Illegal Recording" Class Actions on the Rise
13 August 2013
Letter Violation Lawsuits Rise -- Avoid the Three Most Common Claims
13 August 2013
Columbia Ultimate Announces Comprehensive Compliance Management System for ARM Industry
13 August 2013
Great Debate: Does "Too Small Succeed" Mean "Too Small to Comply"?
12 August 2013
House Bill Offers Technical Fix to FDCPA for Collection Attorneys
5 August 2013
FTC Shuts Down Fake Debt Collection Agency
2 August 2013
KirkpatrickPrice Announces CFPB Readiness/Audit Services to the ARM Industry
29 July 2013
Does a Recent FDCPA Appellate Decision Conflict with CPFB Guidance?
25 July 2013
Debtor Contact Attempts: Enough is Enough!
24 July 2013
New Debt Buyer Law May Decrease Communication, Increase Litigation Between ARM Firms and Consumers
22 July 2013
Senate Hearing on Debt Collection Could Provide Clues on FDCPA Reform
18 July 2013
The FTC Thinks Foti Message Violates the FDCPA...Now What?
16 July 2013
FDCPA Reform Coming? Senate Subcommittee to Hold Hearings on Debt Collection
12 July 2013
Variety of Voices Featured at CFPB Debt Collection Field Hearing
10 July 2013
CFPB Tackles Debt Collection: Issues Bulletins for Collectors, Form Letters for Consumers, Warning for Banks
10 July 2013