The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.
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Looking Forward to the CFPB Complaint Resolution Process
26 February 2013
How Will the Marx Decision by the Supreme Court Impact ARM?
26 February 2013
One Debt Collection Story, Two Takes from the Media
22 February 2013
FDCPA Cases Filed Increase in January
21 February 2013
FTC Touts Actions Against Debt Collectors in Letter to CFPB
14 February 2013
Speech Analytics Can Improve Collection Results and Reduce Compliance Risk
13 February 2013
FDCPA Case Dismissed on Lack of Standing in Bankruptcy
8 February 2013
Where’s The Beef? The FTC 2013 Report On Debt Buyers
4 February 2013
FTC Shuts Down Texas Debt Collection Agency
1 February 2013
ARM Industry Urges Supreme Court to Hear FDCPA Case on Fees
28 January 2013
Officers of Debt Collection Agency to Pay $1.1 million; Banned from ARM Industry
18 January 2013
FDCPA Lawsuits Filed by Consumers Decline 7 Percent in 2012
17 January 2013
Appeals Court Rules Foreclosures are "Debt Collection" Under FDCPA
16 January 2013
Bill to Amend FDCPA for Attorneys Introduced in U.S. House
3 January 2013
Best of insideARM.com 2012
26 December 2012
Federal Charges for Debt Collector in Minnesota Case
21 December 2012
Appellate Court Affirms that FDCPA Does Not Cover Creditors
12 December 2012
Why Are TCPA Cases Against ARM Firms Rising as FDCPA Cases Fall?
6 December 2012
Conviction Upheld for "Bags of Money" Debt Collector
26 November 2012
CFPB Supervision: Small Collection Agencies May be Examined
19 November 2012