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Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.

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U.S. Consumer Spending Increased 0.6 pct in March

12 September 2006

Credit-card companies court consumers to the tune of 6 billion offers

12 September 2006

Incomes, Prices, Inflation Accelerate in March

12 September 2006

Consumers Using Tax Refunds To Pay Off Debt, Survey Says

12 September 2006

U.S. GDP rises 4.8% in first quarter

12 September 2006

Market uproar follows Fed ?misunderstanding?

12 September 2006

Four convicted in $10 million credit card scam

12 September 2006

China Raises Rates to Slow Rapidly Growing Economy

12 September 2006

Study argues US soldiers should have access to payday loans

12 September 2006

Bad loan ratio expected to peak soon in Taiwan

12 September 2006

Consumer sentiment sinks in late April

12 September 2006

Islamic financiers pushing Koran-compliant homeloans

12 September 2006

Payday Loan Battle Heats Up in Oregon

12 September 2006

Consumer Confidence Reaches 4-Year High in April, Defying Gas Prices

12 September 2006

Consumer Prices Leap in March

12 September 2006

$1M in state money coming soon to D&B

12 September 2006

Fed Signals Rate Hikes Over?

12 September 2006

Consumers Paying Off more Credit Card Debt

12 September 2006

US economy shows signs of slowing amid high oil

12 September 2006

Largest Japanese Consumer Lender Shut Down Temporarily Over Debt Collection

12 September 2006

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