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Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.

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3.6 million U.S. Households Victims of Identity Theft in 6 months

12 September 2006

New Bankruptcy Law Putting Credit Counselors in a Bind

12 September 2006

Personal Bankruptcy Filings Plunge 70% in First Quarter

12 September 2006

Consumer Spending and Incomes Up, Savings Down in Feb

12 September 2006

New Medical Costs Law in New York Freezes out Collection Agencies

12 September 2006

Banking Associations Strike Out at Proposed Laws on Home Loans

12 September 2006

UK Banks Unite to Tackle Bad Debt

12 September 2006

Making Bangalore Sound Like Boston

12 September 2006

Bank of New York may sell 300 Branches to JP Morgan

12 September 2006

GMAC to Restate Financial Results, Casts Doubt on Sale

12 September 2006

Fed Raises Interest Rates, Signals More Increases to Come

12 September 2006

Dell Credit Reporting Battle Heats Up

12 September 2006

U.S. Courts: Bankruptcy Filings Surge in Calendar Year 2005

12 September 2006

GAO: U.S. Bank Regulator to Enhance Complaint Process

12 September 2006

Preliminary Bids for S.Korea's LG Card Due in mid April

12 September 2006

Fed's Minehan Sees Mortgage Default Risk as No Threat to Economy

12 September 2006

Wholesale Prices Fall in February, but Core Numbers Rise

12 September 2006

Nation's Largest Payday Lender Looks at Pulling Out of Arkansas

12 September 2006

Consumer Sentiment Unchanged in March

12 September 2006

Visa Issues Cash-Register Flaw Warning

12 September 2006

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