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Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.

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Federal Court Ruling Deals Blow to Nonprofit Credit-counseling Agencies

12 September 2006

FDIC Cracks Down on Payday Lending

12 September 2006

Fed Survey Says U.S. Family Debt Soared Between 2001 and 2004

12 September 2006

Lobbyists say Credit Report Freeze a Bad Idea

12 September 2006

Core U.S. Consumer Inflation Rises 0.2%, as Expected

12 September 2006

Nigerian National Sentenced in ChoicePoint ID Theft Case

12 September 2006

Barclays 2005 Profit Up But Bad Debts Weigh Heavy

12 September 2006

Core Inflation is One Constant in Economy

12 September 2006

Counties Sending Check Bouncers to School

12 September 2006

Mortgage Fraud Soars

12 September 2006

American Express Suspends Credit-card Issuance in Taiwan Over Defaults

12 September 2006

California Sues H&R Block over Refund Loans, Claims Deceptive Collection Practices

12 September 2006

Financial Education Push Launched for U.S. Troops

12 September 2006

Cerberus Group takes Lead in GMAC Talks

12 September 2006

Consumer Sentiment Fades in February

12 September 2006

U.S. Purchase Mortgage Activity Falls to 2-year Low

12 September 2006

Santander gets Antitrust OK for Wells Fargo Unit Acquisition

12 September 2006

Fed's Fisher says U.S. Savings Rate will Improve

12 September 2006

U.S. Retail Sales Surge

12 September 2006

Washington Mutual Settles Class-Action Collection Practices Suit

12 September 2006

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