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Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.

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TSYS Acquires Equity Interest In China UnionPay Data

12 September 2006

Experian-Gallup Survey Shows Most Consumers Are Optimistic About Their Financial Situation for 2006

12 September 2006

More Americans Plan to Use Less Credit Card Debt When Buying Holiday Gifts

12 September 2006

Pay By Touch to Acquire BioPay

12 September 2006

PAR3 Communications Acquires EnvoyWorldWide

12 September 2006

Deadline Looms for Initial Bids in GMAC Stake Sale

12 September 2006

Teleperformance USA Acquires Canadian Call Center Company

12 September 2006

HSBC Not Interested in GMAC Stake

12 September 2006

U.S. Consumer Credit Slides $7.20 billion in October

12 September 2006

U.S. Card Issuers Eye Unlikely Group: New Bankrupts

12 September 2006

Significant Progress Report on Microcredit to Be Released Next Week

12 September 2006

UK Card Issuers Announce Plans for New Credit Data Sharing

12 September 2006

Services Sector Still Strong, But Growth Cools in November

12 September 2006

45 Million Americans Would Use their Credit or Debit Cards for Purchases of Less than Five Dollars

12 September 2006

Bankruptcy Law May Push More to Riskier Self-filing

12 September 2006

Americans Seen More Upset by Tax Bite on Profits

12 September 2006

Study: Most Borrowers use Payday Loans for Living Expenses

12 September 2006

A High-Tech Solution to the Car Repo Man

12 September 2006

Consumer Spending Up, Jobless Claims Fall

12 September 2006

Government Site May Be Helping Phishers in IRS Scam

12 September 2006

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