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Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.

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Second Half of TARP Funds to Carry More Strings

15 January 2009

Foreclosure Activity Increases 81 Percent in 2008 According to Realtytrac

15 January 2009

SCHIP Bill Could Be Chief Performance Officer?s First Efficiency Test

14 January 2009

Aspect Acquires Assets of Applied Information Management Limited

13 January 2009

The Conference Board Employment Trends Index Suggests the Economy Could Lose 2 Million More Jobs in 2009

12 January 2009

Unemployment Rate Rises to 7.2 Percent in December

9 January 2009

MicroBilt Opens 50 Million Consumer Market to Small Businesses

9 January 2009

Fannie Mae Extends Foreclosure Sale and Eviction Suspension

9 January 2009

Fair Isaac Announces Additional Cost Reductions Under Ongoing Reengineering Program

8 January 2009

Auto Loans, Home Equity Delinquencies Rise in Third Quarter 2008: ABA

8 January 2009

Total Financial Bailout Money Already Exceeds $2 trillion

8 January 2009

Bank Mega-Mergers Create Different Monsters

7 January 2009

American Savings and Hope Community Credit Unions Merge

7 January 2009

Credit Index Shows Widespread Carnage in Manufacturing

6 January 2009

Navy Federal Credit Union Commits $6 Billion for Mortgage in 2009

5 January 2009

Calif. AG Gets $4.85 million Settlement with H&R Block Over Early Refund Marketing and Collection

5 January 2009

Wells Fargo and Wachovia Merger Completed

2 January 2009

Bank of America Completes Merrill Lynch Purchase

2 January 2009

Repeat Failures on Home Loans Reveal Faulty Modifications

23 December 2008

Medical Debt Collections from Self Pay Accounts to Increase in 2009

23 December 2008

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