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Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.

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October Foreclosures Up 25 Percent from Last Year, 5 Percent from Last Month

13 November 2008

Government Rolls Out Program for Mortgage-Holders in Trouble

12 November 2008

U.S. Households will Receive One Billion Fewer Credit Card Offers in 2008

11 November 2008

Discover U.S. Spending Monitor Posts 6-Point Drop

10 November 2008

Consumer Credit Makes a Comeback in September

10 November 2008

Unemployment Rate Skyrockets to 6.5%; 240,000 Jobs Lost in Oct

7 November 2008

West Corporation Acquires IPC's Command Systems Segment

6 November 2008

USOBA Focuses Debt Settlement Industry on Legal Compliance

6 November 2008

USOBA Answers the Call for Debt Settlement Industry Statistics

4 November 2008

Debt Settlement Companies Largely Ignored by Banks

3 November 2008

Health Care Concerns Reflected in Election Polling, Early Voter Turnout

31 October 2008

Global REIT Markets Continue to Cope With the Financial Storm

31 October 2008

Q3 Ends with Moderating Consumer Sentiment, but Confidence Hit by October Plunge

30 October 2008

Fed Cuts Interest Rates to 1 Percent

30 October 2008

GDP Goes Negative, Down 0.3% in Third Quarter

30 October 2008

Electronic Payment Growing, But Consumers Slow to Catch On

28 October 2008

Fifth Third Bancorp Announces Plans to Participate in U.S. Treasury Capital Purchase Program

27 October 2008

Industry Research Reveals Large Disparities in Self-Pay Collection Performance

27 October 2008

Mergers and Acquisitions Active in the Middle Market

24 October 2008

September Foreclosures Up 21 Percent from Last Year, Down 12 Percent from Last Month

23 October 2008

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