Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.
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Small Business Economic Confidence Dropped to New Low in June
30 June 2008
Second Half Outlook? As Bad as the First Six Months: Creditor Analysts
30 June 2008
Small Business Owners Cut Spending: Survey
27 June 2008
Economic Growth Pegged at 1 Percent in First Quarter
27 June 2008
A Dearth of Buyers for GE?s Store Card Group: WSJ
27 June 2008
Financial Services Creditor Survey Underscores Anxiety about Current Economic Conditions
26 June 2008
Consumer Gloominess Likely to Continue to Pressure Collections
26 June 2008
ACA Study Shows Collection Agencies Recovered $40 Billion in 2007
26 June 2008
Credit Card Delinquency Rate Decline Could Prove Short Lived
25 June 2008
Some Stimulus Checks Going Straight to Creditors: USA Today
25 June 2008
Housing Market Still Sick in April
24 June 2008
Creditor Survey Underscores Anxiety about Current Economic Conditions
23 June 2008
TSYS Signs Processing Agreement with PartnersFirst
20 June 2008
Merchant Bankruptcies Threaten Gift Card Growth
20 June 2008
Family (De-)values: Caesarian Sections as Pre-existing Conditions
19 June 2008
Consumers Warily Adopt Health Savings Accounts
19 June 2008
ABA Economists Predict Slow Growth Through 2008, But Rebound in 2009
18 June 2008
Average Card Debt, Delinquencies Dropped in 1st Q: TransUnion
18 June 2008
Group Seeks to Promote Prepaid Transit Cards for the Unbanked
17 June 2008
Patient Eye Scan Designed to Cut Misidentification Costs, Fraud
17 June 2008