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Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.

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Do ?Expectations? of Decreased Spending Mean Less Spending?

14 May 2008

Foreclosure Activity Rises 4% in April: RealtyTrac

14 May 2008

Commercial Collection Agency O'Connor-Ravell Spotlighted in Local Paper

14 May 2008

ACE Cash Express Selects Online Resources for Bill Payment Services

13 May 2008

Spending Anxiety Pressures American Households

12 May 2008

Millions Uninsured Despite Eligibility for Health Programs

12 May 2008

Health Care Premiums Keep Rising for Individual Payers

9 May 2008

UK Debtors Not Able to Settle in Full

9 May 2008

Discover U.S. Spending Monitor Shows Little Movement in April

8 May 2008

Southwest Cools its Heels and News on Other Financially Challenged U.S. Companies for May 8

8 May 2008

LifePoint Wary Economy Could Push Up Bad Debt

8 May 2008

Consumer Credit Surges in March, Defying Expectations

8 May 2008

Florence Nightingale as Economic Indicator?

7 May 2008

Chase Buys Half Of Target Card Portfolio for $3.6 Billion

6 May 2008

Experian Finds Severely Delinquent Mortgages Rise 15 Percent in One Year

5 May 2008

Health Savings Accounts Favor High Income Consumers: GAO Report

5 May 2008

California Association of Collectors Announces Third Annual Scholarship Awards

2 May 2008

For Consumers, Food as the Breaking Point?

2 May 2008

Subtle Changes in the Fed Statement Send Significant Signals

1 May 2008

Debt Payment Practices in Europe Show Varying Growth Rates: Survey

30 April 2008

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