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Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.

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Fed Lowers Rate to 3.5%; BofA, Wachovia Profits Freefall

22 January 2008

Mortgages Send Citi to Quarterly Loss And the Card Unit Didn't Help

15 January 2008

GM Exec Says Subprime Crisis Won?t Spread to Auto Loans

14 January 2008

Subprime Loans Rock Orlando as Bankruptcy Filings Rise 96%

11 January 2008

Economic Triage: BofA to Buy CountryWide, Fed to Lower Rates, Merrill and AmEx in Pain

11 January 2008

A Possible Come-Back for Non-Revolving Debt

10 January 2008

Credit Card Spending Explodes in November

9 January 2008

ABA: Credit Card Delinquencies Fall, Other Loans Not So Lucky

3 January 2008

Rising Charge Offs Key to Nimble Collectors in 2008

2 January 2008

TeleTech Sells Indian Subsidiary

2 January 2008

Subprime Problems Could Spread to Auto, Commercial Loans

31 December 2007

Recession? No, but Expect Slow 2008: Economist

26 December 2007

Credit Card Delinquencies and Charge-Offs Soaring: AP Study

24 December 2007

Intuit to Buy Processor ECHO for $131 Million

20 December 2007

A New Collection Market Emerges from P2P Lending

17 December 2007

Spending Accounts May Lower Private Practice Debt

13 December 2007

GE Puts Private Label Card Unit on the Block

13 December 2007

Person-to-Person Lending Making Waves

11 December 2007

Person-to-Person Lending Set to Impact Credit Market

11 December 2007

Consumer Credit Grows 2.3% in October, All on Credit Cards

10 December 2007

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