A credit card receivable is money owed to a bank or issuer on the outstanding balance in a credit card account. Because the borrower is contractually obligated to pay the balance, the creditor expects this amount to be repaid. If a borrower does not repay the balance, it is often charged off as a loss. Since credit card usage is so widespread, and account balances can soar quite high, credit card receivables form the backbone of many financial services functions, such as asset-backed securities, debt collection, and debt buying.
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CFPB Begins Naming Names in Complaints Against Credit Card Issuers
19 June 2012
Credit Card Debt Falls in April
8 June 2012
Congress Examines CARD Act's Ability to Repay Provision
7 June 2012
Mortgages, Student Loans Temper Plunging Consumer Credit Delinquencies
23 May 2012
Real Bill Bartmann Visits N.C. & Other Non-Breaking News
18 May 2012
National Credit Card Delinquency Rate Falls in First Quarter
16 May 2012
Consumer Debt Soars in March, Including Credit Cards and Student Loans
8 May 2012
Consumers Not Using Credit Cards, Though Consumer Spending is Up
3 May 2012
Credit Write-offs Lower By 50% from 2009, Equifax Reports
2 May 2012
Going Public About Financial Accountability and Debt
1 May 2012
Debt Collection Agency Defies Media Stereotypes, Proves Nice People Collect More
30 April 2012
Major Issuers Report More Declines in Card Charge-Offs and Delinquencies
19 April 2012
Myths About Your Credit Report
19 April 2012
Hawaii AG Files Lawsuit Against Seven Major Credit Card Companies
13 April 2012
States' Average Credit Scores: No One's Getting Instantly Approved
12 April 2012
Credit Card Debt Falls Again in February
9 April 2012
Consumer Delinquencies Fall in All Categories in Q4 2011
5 April 2012
EXCLUSIVE: NCO & APAC Merge Under EGS; CEO Talks to insideARM.com
4 April 2012
FDCPA Used to Protect Collection Agencies in Oregon
2 April 2012
Is the Sub-prime Market Growing?
2 April 2012