A credit card receivable is money owed to a bank or issuer on the outstanding balance in a credit card account. Because the borrower is contractually obligated to pay the balance, the creditor expects this amount to be repaid. If a borrower does not repay the balance, it is often charged off as a loss. Since credit card usage is so widespread, and account balances can soar quite high, credit card receivables form the backbone of many financial services functions, such as asset-backed securities, debt collection, and debt buying.
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How Our Brains Make Us Debtors
2 April 2012
TransUnion Payment Hierarchy Study Finds Consumers Paying Auto Loans before Credit Cards and Mortgages
30 March 2012
Debt Buying Contracts, Bank of America Now Focus of Magazine Reporting
30 March 2012
Apparent Cardholder Data Breach at MasterCard, Visa
30 March 2012
Card Charge-Offs and Delinquencies Fall in February at Major Issuers
19 March 2012
Discouraging Consumer Credit; Encouraging Producer Credit: Is This a Fix?
12 March 2012
Arizona Credit Card Responsibility Bill Heads to Senate
9 March 2012
Credit Card Debt Falls in January
8 March 2012
Moody's, Equifax Project Rebounding Consumer Environment
6 March 2012
Consumers Switched Banks at Increased Rate in 2011; Small Banks and Credit Unions Preferred
27 February 2012
Credit Card Charge-offs and Delinquencies Fall; Mortgage Arrears Still Very High
24 February 2012
Consumer Credit Card Debt Rises; Could Mean Big ARM News Come Spring
22 February 2012
insideARM.com on Forbes: Michael Klozotsky on Debt Collectors as "Chopped" Liver
21 February 2012
Pennsylvania = Freedom! for Credit Card Defaulters
21 February 2012
Major Banks See Credit Card Charge-Offs Slip in January
16 February 2012
Assassinate NINJA Debt with a Rummage Sale
15 February 2012
Turn Around, Bright Eyes: Chase Bank Slows Down Consumer Lawsuits
15 February 2012
Consumer Financial Literacy: Too Important to Ignore
14 February 2012
Consumer Credit Soars in December for Second Straight Month
8 February 2012
Debt Collection Magic: Identity Theft or Wizardry?
3 February 2012