The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.
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FDCPA and Other Consumer Lawsuit Statistics, January 16-31
17 February 2011
ADMA Applauds Court's Decision to Enforce FDCPA
14 February 2011
Manny Newburger and Fair Debt Consultants Release Third DVD in The Compliant Collector Training Series
8 February 2011
Five Signs That a Debtor is Trying to Entrap You Into an FDCPA Lawsuit
7 February 2011
Consumers Union Issues Scathing Report on ARM Industry
3 February 2011
Solutions to the Collection Letter Pop Quiz
3 February 2011
FDCPA Section 805(b): Literal Interpretation is a Mistake in the Probate Process
31 January 2011
FDCPA and Other Consumer Lawsuit Statistics, January 1-15
27 January 2011
Bill Bartmann Wants Collectors to Pay $10,000 for FDCPA Violations
25 January 2011
Interactive Data Reduces ARM Clients' Litigation Exposure
19 January 2011
Court Rules FDCPA Applies to Communications with Debtor's Attorney
14 January 2011
Nearly 11,000 FDCPA Lawsuits Filed in 2010
12 January 2011
Judge Dismisses Lawsuit Against Department of ED Alleging FDCPA Violations
23 December 2010
FTC Policy on Deceased Debt on the Right Track; Clarifies FDCPA
21 December 2010
Lawsuits Against Debt Collectors Drop in Second Half of November
15 December 2010
Getting FDCPA Complaints Dismissed Using Twombly And Iqbal
6 December 2010
Increased FDCPA Lawsuits Signal Successful Crackdown on Debt Collectors
3 December 2010
FDCPA Lawsuits Jump in Early November; Total Nears 10,000 for 2010
1 December 2010
A Movement is Growing in the ARM Industry, and its Seeds are Discontent
11 November 2010
FDCPA and Other Consumer Lawsuit Statistics, October 16-31
10 November 2010