The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.
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Why the Meaningful Involvement Doctrine Should Not Exist Under the FDCPA
3 November 2010
FDCPA and Other Consumer Lawsuit Statistics, October 1-15
28 October 2010
Manny Newburger and Fair Debt Consultants, LLC Announce the Release of Disk 2 in The Compliant Collector Training Series
20 October 2010
FDCPA and Other Consumer Lawsuit Statistics for September 16-30
18 October 2010
Appeals Court Says FDCPA Cases Cannot Arise in Bankruptcy Claims
12 October 2010
Interactive Data Launches Integrated FDCPA Lawsuit Solution for Infinity Collection Software Users
7 October 2010
Franken Introduces Bill to Amend FDCPA, Raise Fines for Violations
30 September 2010
FDCPA and Other Consumer Lawsuit Statistics, September 1-15
27 September 2010
FDCPA and Other Consumer Lawsuit Statistics, August, 16-31
16 September 2010
"Celebrity" FDCPA Litigant Slapped by Texas Judge
2 September 2010
2009 Complaints Map
1 September 2010
Tips to Combat Consumer Complaints
1 September 2010
Mini-Miranda Violations
1 September 2010
A Closer Look: Reviewing the Top 5 FDCPA Complaints in 2009
1 September 2010
2010 Complaints Infographic
1 September 2010
CreditorsRightsLawFirms.com offers Experienced FDCPA Defense Attorneys
1 September 2010
FDCPA and Other Consumer Rights Lawsuit Statistics, August 1-15
25 August 2010
FTC Commissioner Presents Debt Collection Report to ARM Industry
13 July 2010
FDCPA Lawsuits Against Collectors Averaging More than 800 Per Month
9 June 2010
U.S. Supreme Court Rules Against Debt Collector in FDCPA Case
22 April 2010