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Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.

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Bank Tape Lost with Data on 90,000 Customers

12 September 2006

Credit Card Debt Tops $3,500 Per Adult, $7,200 Per Household

12 September 2006

'Generation P' Leading Credit, Debit Card Charge

12 September 2006

Late Credit Card Payments Stay Near High

12 September 2006

Fed's Moskow sees more Interest Rate Hikes, U.S. Growth Strong

12 September 2006

Fannie CEO Warns Against Mortgage Deduction Change

12 September 2006

Local Government Collections Gets Surprise Support from National News Broadcast

12 September 2006

BPO Deal: H-Cube and Zenta Acquire Global Realty Outsourcing

12 September 2006

Consumer Bankruptcy Filings for 2005 Are Highest on Record

12 September 2006

A Dangerous Parallel to the Great Depression Points to a Weaker Economy in 2006

12 September 2006

MasterCard Rallies Merchants to Protect Consumer Data with a New Multi-Faceted Campaign

12 September 2006

Consumer Credit Falls for 2nd Straight Month

12 September 2006

Witnesses Call for Payday Loan Lending Limits

12 September 2006

FTC Settles AmeriDebt Credit Counseling Case

12 September 2006

China Plans to Open Up Credit Card Business in 2006

12 September 2006

UK Firm Buys U.S. Payment Processing Company for $323 million

12 September 2006

State Credit Union Group to Offer Alternatives to Predatory Financial Practices for Underbanked

12 September 2006

Interactive Data Addresses Identity Theft at FIMSI Conference

12 September 2006

Terrorist Attacks Stifle Global Economic Growth, Especially With Shift to More Civilian Targets

12 September 2006

How Banks Attitudes to Consumer Credit are Changing

12 September 2006

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