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Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.

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Job Worries and Poor Economic Expectations cause Drop in Consumer Confidence

12 September 2006

Visa Says 2005 Holiday Season Spending Up 17.5 pct

12 September 2006

Survey Shows Americans Paring Down Credit Card Debt

12 September 2006

AnswerNet Acquires Unicall, Expands In Outbound Market

12 September 2006

Bank of America Completes $34 billion MBNA Merger

12 September 2006

PracticeXpert Sells Transcription Business Unit; Focus Now on Medical Billing and Collections

12 September 2006

Survey Finds Top Credit Card Issuers Not Doubling Minimum Payments

12 September 2006

Fed Says Interest Rate Rises likely Nearing End

12 September 2006

Credit Card Debt Catches Up with Britons

12 September 2006

Fed's Lacker Says U.S. on Track for Soft Landing

12 September 2006

Britons in Debt to the Tune of $1.97 trillion

12 September 2006

H&R Block Agrees to Settle Four of Five Refund Loan Suits

12 September 2006

U.S. Leading Economic Index Increases, The Conference Board Reports

12 September 2006

Inverted Yield Curve to Cool U.S. Housing Market

12 September 2006

BISYS Extends Closing Date for Sale of Information Services; Also Announces Receipt of Consent Under Credit Facility

12 September 2006

GDP Revised Down to 4.1% Rate in Third Quarter

12 September 2006

U.S. Warns About Nontraditional Mortgages

12 September 2006

ACCION Microloan Portfolio Reaches $1 Billion in 2005, Providing Lending to 1.5 Million Poor Annually

12 September 2006

U.S. Housing Starts Rise, Producer Prices Decline

12 September 2006

Paper: Mainstream Lenders Prey Upon the Weak

12 September 2006

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