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Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.

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Discover U.S. Spending Monitor up 2.6 Points in August

4 September 2008

Jobs Reports Indicate More People Out of Work

4 September 2008

Weak Economy Set to Hit Credit Card Companies Hard: Reuters

3 September 2008

Personal Income Gains Tamped Down by Inflation, Unemployment

2 September 2008

Bank Data Breach Could Impact 12.5 million Customers

2 September 2008

Twenty-One Percent of Marines Contacted by Collectors in Past Year: Survey

2 September 2008

ABA Survey Shows Majority of Bank Customers Pay Nothing for Monthly Bank Services

29 August 2008

American Consumers Making and Spending Less, But Optimistic

29 August 2008

ePayments Group Announces Acquisition of Federal Check Recovery

28 August 2008

Second Quarter GDP Growth Revised Up Sharply to 3.3 Percent

28 August 2008

Weak Economy Hasn?t Yet Added to Hospital Bad Debt Woes: Fitch Report

27 August 2008

HCL Technologies to Acquire Leading Manager of Voice, Data and Wireless Expense Services

26 August 2008

NARCA Survey: Impulsive Behaviors Dominate Despite Financial Education

25 August 2008

Americans Spending More of Their Income to Pay Medical Bills

22 August 2008

Fed Chairman Eases Jitters Over Inflation

22 August 2008

Understanding Hispanic Culture and Credit

21 August 2008

PIC Solutions Sells ACET Processing in Management-Led Buy Out

21 August 2008

Tax Law Favors Small Business Owners Even in Slow Economy

21 August 2008

New Book Reveals How Unprecedented Bank Deregulation Helped Ignite Credit Crisis

20 August 2008

Consumers are Continuing to Spend But Not Contribute to Real Economic Growth

19 August 2008

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