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Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.

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Rough Economic News Abounds Tuesday

19 August 2008

NBKI Now Provides FICO Credit Score to Russian Lenders

18 August 2008

Illinois AG Announces Proposed Changes for Credit Cards

15 August 2008

Home Foreclosures Up 55 Percent in July: RealtyTrac

14 August 2008

Consumer Inflation Surges More than Expected in July

14 August 2008

PeopleSupport to Merge with Essar Services, a Wholly Owned Subsidiary of Aegis BPO

13 August 2008

Growth in Self-pay Account Balances Spur Interest Free Consumer Finance Programs

13 August 2008

MoneyGram Acquires Two Money Transfer Businesses in Spain

12 August 2008

Banks Continue to Tighten Credit for Consumers and Businesses: Fed Survey

12 August 2008

Some Stores Fail to Notify Consumers on Massive Card Data Breach

11 August 2008

80 Percent of Consumers Paid No Overdraft Fees In Past Year: ABA Survey

8 August 2008

Consumer Credit Surges 6.7 Percent in June

8 August 2008

Discover U.S. Spending Monitor Flat in July

7 August 2008

TriZetto and Apax Partners Close Merger

6 August 2008

Feds Charge 11 in Theft of 40 Million Credit Card Accounts

6 August 2008

Confidence, Public Perception and Collectability

5 August 2008

Credit Card Charge-Offs Continue Marching Higher: Fitch

5 August 2008

PLS Financial Chooses IAT to Boost Agent Effectiveness and Success Rates

4 August 2008

Visa Money Transfer Service Gaining Global Adoption

1 August 2008

GE Capital Completes Acquisition of Most of CitiCapital

1 August 2008

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