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Since the economic downturn began in the U.S. in 2008, the fortunes of ARM companies have largely mirrored the broader business environment. Debt collection agencies are particularly susceptible to high unemployment, inflated consumer bankruptcies, and plummeting housing pricing. Combined with a general tightening of credit standards, the ARM industry is more tied to macroeconomic trends than ever before.

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Unemployment Rate Jumps to 5.7 Percent, Four-Year High

1 August 2008

ARM Companies Under Pressure as Q2 Ends with Persistent Consumer Pessimism

31 July 2008

Paying for Health Care is among American?s Top Three Financial Challenges

31 July 2008

Economy Grows at 1.9 Percent in Q2; Q4 2007 GDP Revised to Negative Growth

31 July 2008

New Study Shows Declining Credit Card Use Among Americans

30 July 2008

Small Business Economic Confidence Rebounds after Record-Low: Discover

28 July 2008

Medical Debt Rising Even as More Forego Health Care: Report

28 July 2008

Foreclosure Activity Surges in Second Quarter: RealtyTrac

25 July 2008

ePayments Corp. Acquires ACH Technologies Inc.

23 July 2008

nTelagent Launches Service to Lower Hospital Self-Pay Bad Debt

23 July 2008

Excessive Heat Can Run up Hospitals? Bad Debt Expense for Treating the Uninsured: Report

22 July 2008

Mortgage Meltdown: Next Steps Coming Soon in Rescue of Fannie, Freddie

22 July 2008

Commercial Bankruptcies Up 45 Percent in First Half of 2008

21 July 2008

Bank Roundup: UBS to Quit Some U.S. Services; Cap One and JPMorgan Beat Expectations

18 July 2008

Market Report: Seven Factors Influencing the Credit Card Market

17 July 2008

Over 30% of Healthcare Bad Debt Write-Offs Are Due to Inadequate Patient Data: nTelagent

17 July 2008

Minnesota Attorney General Files Suit Against Debt Collection Agency

16 July 2008

Private Equity Firm Expands Portfolio with Health Care Software Firm

16 July 2008

GE Money Slow to Disperse Debt Collection Penalties

15 July 2008

Mortgage Payments Could Make Credit Card Balances Soar

15 July 2008

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