Collection Laws and Regulations News

Collections & Recovery

Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).

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9th Circuit Rejects "Worthless" Settlement in FDCPA Voicemail Case Where Message Left Was Similar to One Proposed by CFPB

2 February 2017

1st Cir. Holds IRS 1099-A Forms Did Not Violate Discharge Injunction

2 February 2017

President Says For Every New Regulation Two Must Be Eliminated

31 January 2017

Pennsylvania Judge Rules in Favor of Law Firm, Notes that Evidence Matters

31 January 2017

Refresher on Electronic Signatures and Regulation-E (sponsored)

30 January 2017

Oregon Court Rules in Favor of Agency Over Collection Letter

30 January 2017

Collector Contact Caps and the Application of “Regulatory Humility”

30 January 2017

Virginia Court Issues Nuanced Ruling in Case Involving Letters Referencing Wage Garnishment

26 January 2017

Trump Names Advocate of "Regulatory Humility" to Lead FTC

26 January 2017

7th Cir. Holds Judgment Against Bankruptcy Debtor’s Husband Did Not Violate Co-Debtor Stay

25 January 2017

Credit Unions Urge FCC's Pai to Reconsider TCPA Rules

24 January 2017

Trump Puts Hold on All New Regulations

24 January 2017

District Court Says Plaintiff Has Standing in FDCPA Envelope Case, in Spite of Spokeo Argument

24 January 2017

Court Rules in Favor of Plaintiff on Out of Stat Letter

23 January 2017

Supreme Court To Decide Whether Financing Company Collecting Debts Is A “Debt Collector” Under The FDCPA

23 January 2017

FDCPA Case Law Review for December 2016

18 January 2017

New York Court Rules in Favor of Passive Debt Buyer

17 January 2017

Court Rejects Spokeo Argument - Declines to Dismiss FDCPA Envelope Case

12 January 2017

U.S. District Court in Indiana Rules 1099(c) Disclosure by Collection Agency is Not Misleading

11 January 2017

FDCPA Case Law Review for November 2016

9 January 2017