Debt collectors are regulated by the FTC on the federal level. At the state level, attorneys general are typically responsible for enforcing state and federal laws. A few local governments also separately regulate debt collectors. The laws that govern the ARM industry are civil, meaning that liability is almost always monetary. So a state’s attorney general will not file criminal charges against a debt collector accused of violating the law, rather, he/she will sue for damages. Collection laws include federal and state statutes that govern the proper operation of companies and personnel that work in the debt collection industry. The most comprehensive collection law is the Fair Debt Collection Practices Act (FDCPA). Other federal laws that collectors must follow include the Fair Credit Reporting Act (FCRA), the Telephone Consumer Protection Act (TCPA) and the data security requirements of the Gramm–Leach–Bliley Act (GLBA).
Filter by Location
CBE Group Defeats Motion for Class Action Certification in TCPA Case
31 August 2015
Helen Mac Murray, Attorney General Consultant to DBA International, Selected for Inclusion in Best Lawyers in America® 2016
31 August 2015
FTC's Reilly Dolan Lists Those Banned From Debt Collection, and Discusses Industry Self-Regulation
28 August 2015
Eleventh Circuit Court Cites “Plain Language” of the FDCPA, Rules in Favor of Capital One in Debt Collection Case
27 August 2015
Another Positive TCPA “Prior Express Consent” Case
27 August 2015
Ontario Systems Adds Sessions Firm Partners to Roster of PowerUp 2015 Presenters
27 August 2015
CFPB Monthly Complaint Report Reveals Major Difference in Enforcement Challenges
26 August 2015
Third Circuit Holds Debt Collector Bears Burden of Proving FDCPA Exception to Third Party Contact
25 August 2015
“Human Intervention” by Strip Club is Sufficient to Defeat a TCPA Claim
24 August 2015
FDCPA Lawsuits Up Sharply YTD in 2015 vs. 2014
21 August 2015
CFPB Takes Action against Springstone Financial, LLC; Collectors Should Take Note
20 August 2015
Second Circuit Holds Servicing Transfer Notice Not Exempt from FDCPA
20 August 2015
DBA International Updates its Code of Ethics
19 August 2015
CFPB Files Amicus Brief in FDCPA case
18 August 2015
United Debt Holding, LLC, Receives SSAE 16 Type I Attestation Report
17 August 2015
Robo-Calling and the ARM Industry: An Open Letter to the FCC
14 August 2015
Local Counsel Collective One of Inc. Magazine's Fastest Growing Companies
14 August 2015
4 Collection Agencies File Motion to Intervene in Support of Appeals of FCC’s July 10, 2015 Declaratory Ruling
13 August 2015
Citizens Bank Fined by CFPB, FDIC and OCC
13 August 2015
Attorney Insight: The FCC's TCPA Consent Order
12 August 2015